Frequently Asked Questions
Be a resident of Mexico.
Be of legal age (an adult).
Have a current official identification (INE or passport).
Have a bank account in your name.
When you invest in a payroll-based financial institution through WalletNomina, you acquire a percentage share of the income or profits generated by the loans granted. In other words, for every peso the company lends, an interest is generated, and you receive a portion. The percentage you receive depends on your investment amount and the financial institution you decide to invest with. The quarterly interest is $2\%$, you will receive your returns on a quarterly basis.
Upon conclusion of the term you have chosen, the capital you invested will be available for you to transfer it to your bank account or to reinvest it. It is important that you understand that the interest from your investment will be available to you every month, and you can spend that money or reinvest it to generate compound interest. Compound interest is the interest calculated on the principal of an account plus any accumulated interest. If you were to deposit $\$1,000$ in an account with a monthly interest rate of $2\%$, you would earn $\$20$ ($\mathrm{\$}1,000 \times 0.02$) in interest the first month.
Yes, we will require the following documents:
Official identification of the legal representative
Articles of Incorporation (Acta Constitutiva)
Tax ID Certificate (Legal entity)
Proof of fiscal address (Legal entity)
Powers of the legal representative
Document showing the share/corporate structure
Advanced Electronic Signature Certificate (Constancia de firma electrónica avanzada) (Legal entity)
Once completed, your profile will go through an authorization process that may take three to four business days. When authorized by our Compliance team, you will be able to invest.
As a financial entity, we must review and corroborate the identity of its users for the security of everyone. This is a requirement that we comply with in strict adherence to the laws that regulate us.
Your investment is acknowledged and evidenced in a digital contract signed between the investors, the project company that receives the funds, and Tycoon Enterprises. This contract contains the rights and obligations of each of these parties. Furthermore, it will govern the legal and commercial relationship for the duration specified in the contract for each project.
The options available are 12, 24, and 36 months.
Yes, send us an email to contacto@walletnomina, so we can tell you how.
Be a government employee (minimum 2 years of seniority).
Present a letter of employment specifying your monthly salary (issued by the corresponding agency).
Fill out the credit application.
Official identification.
The last two payroll receipts.
Proof of address (no older than three months).
Current email address.
Bank account in your name (no older than three months).
10 to 20 business days.
No, for security reasons, we respect the privacy of all members of our community.
You can request from $10,000 MXN up to $100,000 MXN. The approved amount will depend on the monthly salary confirmed in your employment letter. This information will be verified by the agency where you work.
The options available are 12, 24, and 36 months.
No, for security reasons, everything must be in your name.
Yes, you must notify us 15 days in advance to provide the payoff balance.
Your payroll deductions will cease to be reflected 3 bi-weekly periods after the payoff date. These 3 pending amortizations are considered and respected within the payoff amount.
We will send the promissory note to you by email, along with a shipping guide for you to send it to our central offices. You must print and send this document.
Ten days later, you will sign the contract at a notary office in your city. Once the document ratified by the notary is handed to you, you will send it to our central offices using a shipping guide provided by us.
Send an email to contacto@walletnomina.com or WhatsApp us at 81 2408 1577 for more information.
Send an email to contacto@walletnomina.com or WhatsApp us at 81 2408 1577 for more information.